We are facing some pretty hard financial times personally and as a church. The Bible has some pretty clear stories about these situations too though, and how we are supposed to get through these circumstances is quite a bit different than how we normally try to handle them. God's way is better though. It's a scary step of faith to take, but God's way is better.
1 Kings 17:8-16
God won't multiply it if you don't give it to Him.